About GAP Real Estate

Costa Rica real estate done honestly — with the backing of Grupo GAP.

GAP Real Estate is the property buying, selling, and listing arm of Grupo GAP — a Costa Rica-based group with over 20 years of experience in private lending, real estate investment, and property finance across Costa Rica.

Who we are

GAP Real Estate in context

GAP Real Estate is part of Grupo GAP — a group of companies operating in the Costa Rica private lending and real estate space. The broader group includes GAP Equity Loans (private property-backed lending), GAP Investments (private lending opportunities for lenders), and gap.cr (the Grupo GAP parent entity).

This means GAP Real Estate has direct access to private financing solutions that most real estate agencies cannot offer. A buyer who needs bridge financing to close, or a seller whose buyer needs a loan to bridge a funding gap — these are situations GAP is structured to solve within the same organization.

Our approach to real estate is the same as our approach to lending: honest information, realistic timelines, and no promises that cannot be kept. We work with buyers who have done their homework and sellers who are serious about transacting — not with people who want to chase inflated valuations for years.

20+

Years in Costa Rica real estate and private lending

9–16%

Annual lender rate range; opportunity-specific terms apply

The Grupo GAP family

A connected group — different services, one mission

GAP Real Estate is not a standalone agency. It is part of an interconnected group of Costa Rica real estate and finance companies. Here is how they fit together:

GAP Equity Loans

Private property-backed lending in Costa Rica. Loans from US$50,000 and up. Requests above US$1 million require additional documentation and due diligence. For buyers and owners who need financing that moves at market speed — not bank speed.

Visit GAP Equity Loans

GAP Investments

For private lenders who want to lend into Costa Rica property-backed loans at 9–16% annual rates. Structured, monitored, and managed by Grupo GAP.

Visit GAP Investments

Grupo GAP (gap.cr)

The parent entity coordinating real estate, lending, and investment across the full Grupo GAP platform. Larger projects, complex transactions, and institutional inquiries are handled at this level.

Visit Grupo GAP

Our approach

What working with GAP Real Estate looks like in practice

Honest pricing from the start

GAP does not inflate asking prices to win listings. We present sellers with a realistic assessment of what the market will support — based on comparable properties and current market conditions, not on what the seller hopes to achieve. Correctly priced properties sell. Overpriced properties sit.

Accurate listing information

GAP listings include real photography, actual property details, and honest descriptions of what a buyer will encounter. Buyers who visit a GAP-listed property should find what they expected from the listing — not a surprise.

Integrated financing access

Because GAP Equity Loans is part of the same group, buyers and sellers working with GAP Real Estate have direct access to private financing options that most agencies cannot offer. A deal that needs a financing solution does not have to die — it has a pathway.

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