GAP Financing
Property transactions in Costa Rica sometimes involve financing questions. Grupo GAP helps identify the appropriate next step based on whether you are a borrower, property owner, private lender, capital provider, or have a larger project to discuss.
Property-Backed Financing for Borrowers
Qualified borrower-facing property-backed loan requests are handled through GAP Equity Loans. Requests start at US$50,000 and are secured by a first lien on qualifying Costa Rica real estate.
Terms generally range from six months to three years. GAP Equity Loans does not ask for a credit score. It is not a bank or direct lender; it helps qualified borrowers submit property-backed requests for private-lender review.
For foreign borrowers, lender rates are generally similar to Costa Rica bank rates for foreigners. A complete, qualified request can sometimes close in about 10 days, depending on the property, documents, due diligence, lender review, and closing requirements.
A property alone does not guarantee funding. Each request depends on the property, title, existing obligations, documents, requested amount, purpose, repayment plan, exit strategy, lender review, and closing requirements.
Private Lenders and Capital Providers
Private lenders, capital groups, family offices, and larger project opportunities are directed to GAP Investments for the appropriate capital discussion.
General Information
This information is general only and is not a loan offer, a promise of financing, or legal, tax, or financial advice. Availability and final terms depend on the individual matter, due diligence, lender review, and signed documents.
Talk With GAP Real Estate
If financing is part of your property plans, start with a conversation about your situation and we will help identify the right next step.